Terms and Conditions of Sale



In these terms and conditions of sale the words "B & F" means B & F PAPERS LTD and the "PURCHASER" means the company, organisation, or individual to whom the goods are being supplied.


Use of this account shall constitute acceptance of these terms and conditions.


Account shall be payable no later than the terms of the invoice. The Company reserves the right to charge interest on all overdue accounts at a rate of 5% above the Bank of New Zealand Limited base rate on the day payment is due. Interest shall accrue on a daily basis from the day on which payment was due up to and including the day of actual payment, whether after judgement or not. The customer shall be liable for all costs of collection and legal fees incurred by the Company in recovering amounts payable here under. No payment shall be withheld for any disputed portion of an account unless full details of the disputed portion are sent to the Company and deductions should be fully documented in support of the payment made.

If B & F fails, or appears to fail to enforce any of B & F’s rights under this Agreement, B & F has not waived or minimised those rights, and retains the right to enforce the terms and conditions of sale at any point in time of B & F’s choosing. Our recovery agency is B & D Holdings Limited, B & F Papers Limited reserves the right to change the name of recovery agent at any time.  

The costs of our recovery agency are, but are not limited to a minimum of $2200.00 plus GST (the cost of typing, filing and other such costs necessary to pursue a case via the District Court and or recovery process). A Commission rate of 50% Plus GST of the value of the outstanding debt at write off excluding penalties and interest (the cost of administering the recovery process). The said costs hereto represent the full equity of the agent’s costs necessary to recover an outstanding debt pursuant to the master deed of agreement between B & F and it’s recovery agents. Our agent’s recovery costs may change without notice. 


All claims must be made in writing within 14 days of receipt of goods.

Beyond this no claim shall be recognised.

No claims can be entertained where the stock has been cut or printed.

Under no circumstances whatsoever will B & F be liable for consequential loss.

Items to be returned due solely to a ‘change of mind’ may not be accepted, these will reviewed on a case by case basis to establish if return can be accepted and for what restocking fee  is to be charged. These returns will have a restocking fee of no less than $35. Shipping charges are non refundable, and return shipping costs are the Purchasers responsibility.


B & F give no warranty, express or implied, as to the quality description or fitness for any particular purpose of the goods supplied.

The goods supplied shall be ordinary trade or to the quality of sample supplied or the quality specified.

All other conditions and/or warranties implied by law or otherwise (excluding Manufacturers Warranties)   only if the goods are returned within seven (7) days following delivery.


The risk of any loss or damage or deterioration of the goods due to any cause whatsoever shall pass to the   customer when the goods are delivered. Except for damage or loss sustained in the transport claims on any ground must be made with even (7) days following delivery otherwise they will be deemed to be waived. No claim shall be a ground for the purchaser withholding payment of any sum due to B & F under this or any other agreements that B & F may have with the purchaser nor give any right to offset any payments due by the purchaser to B & F.


a) Notwithstanding any period of credit, legal and beneficial ownership of any or all goods supplied, shall remain with B & F until payment in full is made for them and for all other goods supplied by B & F to the purchaser.

b) If the payment is overdue in whole or part in respect of any of the goods supplied B & F may (without prejudice to any of the other right) recover or resell them or any of them (notwithstanding any reasonably incidental consequential loss or damage in respect of goods which have become constituents of other goods) any may enter upon the purchasers premises by its servants or agents for that purpose.

c) If the goods are sold (either before or after they have become constituents of other goods equipment or products) by the purchaser before full payment to B & F in respect of them, and then the proceeds of sale thereof shall be the property of B & F and the purchaser (or any Executor or assignee, Liquidator or Receiver of the buyer) will ensure that such proceeds are at all times identifiable and can at the request of B & F be paid to B & F or held in a separate fund, in trust, on account to B & F.

d) The buyer acknowledges that pending payment, the goods are held by the buyer as bailee on behalf of the seller.


This agreement shall be subject to and be governed by the laws of New Zealand.

The Purchaser consents to B & F collection any information as may be required to evaluate my/our credit worthiness. I/We also consent to the passing of information to Credit Agencies or Debt Collection Agencies if I/we fail to meet my/our financial commitment.

All prices indicated are exclusive of G.S.T. unless otherwise state.